What are the repayment methods of housing provident fund? Don't be careless about these matters
Www.sihai.com: the rate of provident fund loan is low. Compared with commercial loan, it can leave a good sum of money. When dealing with provident fund loan, there is usually a designated bank card. This card is specially used to repay the loan. Let's learn more about the repayment method of provident fund loan.
The loan rate of provident fund is low, which can leave a good sum of money compared with commercial loans. When handling provident fund loans, there is usually a designated bank card, which is used to repay the loan. Therefore, when repaying the loan, it can be operated as follows:
Cash Repayment: go directly to the corresponding bank or deposit and withdrawal machine to make direct repayment after the repayment amount is ready.
Online Repayment: through the way of online bank transfer, the money will be directly transferred into the account through the network, and remember the date of arrival, so we must pay attention to advance the repayment.
Change of repayment amount of provident fund loan: because the interest rate is different every year, the amount of repayment can be changed according to the degree of economic prosperity. Generally, the application for this month is valid next month. Remember to set aside a reasonable time.
Withdrawal of provident fund: when repaying, if it is a house purchase, you can apply for withdrawal of provident fund to repay the loan. You need the assistance of relevant personnel of the company to go through the process and withdraw the provident fund. Prepayment: after all, the loan has to pay a lot of interest. After the provident fund loan, the loan and interest can be paid off in one time in advance according to the economic situation, as long as the application is submitted by phone.
matters needing attention:
Pay attention to the annual fee of the card, so you need to reserve the annual fee when you deposit
Pay attention to the repayment date. Overdue fine is required
The minimum amount of repayment, pay attention to the amount of payment in the last month, such as the purchase of a house, one month after the group payment is equivalent to another down payment.